Staking and Liquidity Options

Loompay's Staking & Liquidity program allows users to lock or commit USD-denominated assets or supported crypto tokens to earn rewards, unlock card and account benefits, and contribute liquidity to the Loompay ecosystem.

The program operates on two complementary tracks:

1. Staking Assets:

   Lock USD stablecoins or supported crypto tokens (e.g., USDC, USDT, LOOM) to earn passive rewards and unlock premium card features.

2. Liquidity Contribution:

   Participate in liquidity pools that power Loompay’s global spend infrastructure — bridging crypto-to-fiat payments securely and transparently.

   Tiered Staking System

   Tier	Minimum Stake	Lock Duration	APR (Est.)	Early Unstake Fee	Perks & Rewards
   Bronze	$200	Flexible (no lock)	5%	1%	Basic rewards, 1% cashback boost
   Silver	$10,000	15 days	7%	2%	Higher cashback, increased card limits, priority support
   Gold	$100,000	30 days	10%	3%	Premium cashback, free card fees, VIP assistance
   Business	$1,000,000+	90 days or via LP Pool	Negotiable	Negotiable	Maximum yields, exclusive tier benefits, custom services

   All staking assets are valued in USD equivalent at the time of deposit.