Competitive Advantages

#1: Products

Category	LoomPay	Bitget Card	CoinBase Card	KAST Card
Product Type	Crypto Card with cashback and yield features NEO Bank	Crypto-to-Fiat Debit Card powered by Bitget Wallet and Mastercard.	Crypto Debit & Rewards Card directly linked to Coinbase accounts.	Crypto Debit Card with cashback and yield features.
User Onboarding		Seamless connection with Bitget Wallet; complete KYC Level 1–2; instant virtual card issuance; physical card optional.	Quick setup through Coinbase App; full KYC verification; virtual card instantly available; physical card shipped within days.	Registration via KAST app; requires KYC approval before card activation; virtual and physical options.
Blockchain Integration	Supports multiple blockchains (ETH, BSC, Base, SOL, Plasma, TRON, Polygon); instant crypto-to-fiat conversion at POS.	Supports multiple blockchains (BTC, ETH, BSC, TRON, Polygon); instant crypto-to-fiat conversion at POS.	Primarily supports Ethereum & Bitcoin networks; conversion happens through Coinbase’s internal liquidity pool.	Focused on Ethereum and BSC chains; stablecoin-centric architecture.
Supported Assets	Primarily USDT and major stablecoins; may expand to ETH, SOL	USDT, USDC, BTC, ETH, and all assets held in Bitget Wallet; auto-conversion at spending.	USD, BTC, ETH, LTC, USDC, BCH; supports direct spending from crypto balance with instant fiat conversion.	Primarily USDT and major stablecoins; may expand to BTC/ETH.
Mobile Integration	Fully supports Apple Pay / Google Pay / Samsung Pay; biometric authorization.	Fully supports Apple Pay / Google Pay / Samsung Pay; biometric authorization.	Native integration with Apple Pay & Google Pay; instant push notifications for every transaction.	Supports Google Pay / Samsung Pay; Apple Pay support under development.
Innovation Focus		Building a Web3 payment layer that bridges CEX and DeFi with regulated fiat access.	Focused on seamless user experience and bank-level reliability for mass adoption.	Aims to make stablecoin payments mainstream through Visa integration.
Security Framework		Hardware-level encryption, MPC wallet tech, and blockchain analytics for fraud detection.	Advanced institutional-grade security; FDIC coverage up to $250K for USD balance; real-time fraud monitoring.	Uses standard PCI DSS compliance; limited details on on-chain security layer