5. Thresholds

Loompay provides adaptive transaction thresholds based on user type and collateral level, offering flexibility for individuals and Web3 businesses alike.

User Type	Daily Spending Limit	Card Limit	Limit Upgrade Method
Standard User	$100 – $500	$2000/month	Enhanced KYC verification
Verified User	$10,000 – $100,000	Custom
Businesses	Custom	Unlimited	Enterprise agreement

Smart Controls:

• Dynamic risk management powered by on-chain metrics.

• Real-time spending analytics with Web3 credit profiling.

• Automatic alerts for limit upgrades and KYC prompts.