Rewards Structure

A “Successful Referral” occurs when a new user completes KYC verification and makes at least one Top-Up (fund deposit) into their Loompay account.

Tier	Referrals Required	Spending Commission	Top-Up Fee Commission	Referral Bonus (Referrer)	New User Reward (Referee)	Special Privileges
Level 1 — Starter	0–10	0.06%	0%	—	10% cashback on spending during first month	Default level for all users
Level 2 — Builder	10–68	0.10%	5%	$5 / successful referral	20% cashback on spending during first month	Early access to campaigns, priority support
Level 3 — Leader	68–200	0.20%	10%	$10 / successful referral	25% cashback on spending during first month	Verified “Partner” badge, leaderboard boost
Exclusive Partner	≥200 (apply via Partner Form)	≥0.30%	Custom (up to 30%)	Negotiable (volume-based)	Up to 50% cashback, negotiable	Dedicated affiliate dashboard, co-marketing rights

4. Payout & Conditions

• All rewards are paid in USDT directly to the user’s Loompay wallet.

• Referral rewards may be locked for up to 10 days to prevent fraudulent activity.

• Referral codes remain valid for 90 days from issuance.

• Cashback for Referees applies only to eligible spending made within the first 30 days after activation.

• Loompay reserves the right to modify reward rates or conditions during special campaigns or in response to market fluctuations.

All payouts are automatically sent to the user’s Loompay wallet once the reward is verified and cleared.

5. Example Scenarios

Example 1: Starter Tier

• Alice shares her referral code with Bob.

• Bob signs up, completes KYC, activates his card, and spends $100.

• → Alice earns $0.06 commission.

• → Bob earns $10 cashback (10%) from his first-month spending.

Example 2: Leader Tier

• Carol has 100 successful referrals.

• Each new referee who joins via Carol’s code earns 25% cashback during their first month.

• Carol receives $10 per referral and 0.2% commission on total spending volume.